How to Get Group Health Insurance in Place!

This post is for people who are trying to get group health insurance for their small business. There is a list of things that need to be completed before your broker can get rates for the group. First, you need to fill out a census with the employees' information including name, date of birth, number of dependents, and the zip code of the business. This will give the broker a chance to research plans and get standard rates for coverage.

The employees who wish to elect the group coverage need to fill out applications. The empolyees who don't wish to elect the coverage need to fill out the wavier section of the applications. The insurance carrier will review the applications and employee's medical history allowing them to offer a premium amount for the plan/ plans for the small bussiness. As long as 70% of the group takes the coverage the plan can be put into place.

The insurance carrier will require a binder check for the first month's premium. At this point, the policy will be active and in force. The open enrollment period will be one year after of the effective date of the policy. To begin the process of getting group health insurance in place, click on the Gizmo Health group census link below:

http://www.gizmohealth.com/Gizmoweb/GroupQuoteRequest.aspx